Vault does not mean custody
In this context, a “vault” refers to a dashboard and accounting layer, not a deposit contract.
No XRP is sent anywhere. No private keys are shared. No assets are locked.
The term describes structure, not storage.
---
How a non-custodial vault works
A vault-style rewards dashboard typically follows this flow:
- XRP remains in the user’s own wallet - the system reads public balance data - balance snapshots define eligibility windows - internal logic calculates scores or tiers - rewards may be modeled or distributed separately
The vault exists at the UX and logic level, not on-chain custody.
---
Why the vault metaphor is used
The “vault” framing helps communicate:
- long-term holding behavior - structured reward periods - separation from active trading - institutional-style organization
It does not imply asset control.
---
Claiming vs holding
In some models:
- eligibility is determined by snapshots - rewards, if any, are claimable in periodic windows - holding XRP is sufficient for participation
The key distinction is that holding ≠ locking.
---
Key takeaway
An XRP rewards vault can be:
- non-custodial - read-only - transparent - flexible
The value comes from structure and clarity — not from taking control of assets.